Category By:- Benefits

7 Predictions: How COVID-19 Accelerates Healthcare Change

COVID-19 has forever altered how employers and employees access and deliver healthcare. Some of these changes were well underway in human resources prior to the onset of the pandemic. But with COVID, what had been a moderately-paced paddle through change...
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A Small Business' Guide to Surviving Benefits Renewal Season

Benefits renewal season can be overwhelming for small businesses. Insurance carriers make us wait and wait and wait for the renewal, and then seem to expect decisions immediately in order to ensure coverage on day one. In the meantime, we...
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ACA Affordability Rates for 2021

While you may be in the thick of navigating the coronavirus and what it means for your organization and employees, it's important to remember that the Affordable Care Act (ACA) is still in place. One of the important provisions of...
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Affordable Care Act Reporting Requirements

It seems like employers just finished up year one of reporting to the IRS on Forms 1095-C and 1094-C, but it’s already time to look ahead to year two. While most reporting rules stayed the same, it is important to...
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Am I Offering the Right Benefits Package?

Benefits have always been a key factor in the employee-attraction equation, but recent research suggests they’re becoming even more important. Which means you need to get them right if you want to attract the best people and keep them feeling...
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Are Captives the Remedy for Small Organizations to Save on Benefit Costs?

Traditionally, only big organizations considered self-funding employee benefits. The expenses could be so volatile that small- to medium-sized organizations couldn’t risk the bottom-line impact. Recently, though, more small- to mid-sized organizations are transitioning to self-funded arrangements by pooling their healthcare...
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Don't Miss These Important Benefit Compliance Deadlines

It’s that time of year again when schools are dismissing and summer vacation is on the brain. It would be nice if benefits compliance could take a break for the summer too, but unfortunately, that isn’t the case. One of...
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Don’t be Narrow-Minded About Narrow Networks

In late 2013, I predicted the future. Sadly for me, it did not include any lottery tickets or fantasy football excellence. Instead, I chose to use my clairvoyant powers to share what was coming to employer health plans and consumers:...
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Employee Student Loan Repayment: Considerations for Employers

Student debt is not going away any time soon and remains a major concern among college students. In fact, according to a recent survey of students by Student Loan Hero, 62.5% of respondents felt it important that a job offer...
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Five Reasons Your Open Enrollment Should Go Digital Now

Open Enrollment – yours might be on the horizon. If you’re like many, you’ve been considering just how it will all get done. And while 70% of companies already had some sort of digital transition plan in place, the current...
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Four Healthy Habits with Big Payoffs for Health Care

November is a common time for health insurance Open Enrollment, as many benefit plans renew on January 1. Chances are you recently completed enrollment for your 2017 benefits (which I hope wasn’t too painful!). Throughout the process, you may have...
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Is Group Health Insurance Making a Comeback for Small Businesses?

As many small business owners and HR personnel are gearing up to evaluate their employee benefits, they may notice a much different landscape than what existed just a few years ago. When the Affordable Care Act first rolled out, businesses...
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Pay or Play: Is Your Health Plan "Affordable" for 2018?

The Affordable Care Act’s employer shared responsibility provision—often called the employer mandate or “play or pay”—requires large employers to offer health coverage to their full-time employees or face a potential penalty. (Employers with fewer than 50 full-time and full-time-equivalent employees...
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Powering an Evolution: Guiding Employees Through Change and Making an Impact

Sometimes, the hardest part of creating organizational change is getting your people to feel the change. I saw how true this can be shortly after I joined Early Learning Indiana in early 2016. Although a process of evolution was underway...
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Telemedicine: A New(ish) Healthcare Strategy

The advisory team at FirstPerson has long held the mantra that when high quality clinicians and healthcare providers are connected to employees, great outcomes happen. This is even truer when the high quality care is brought forward in a cost...
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The Ins and Outs of Health Savings Accounts

With many employers moving to high deductible health plans (HDHPs) to control plan costs, many employees are gaining access to Health Savings Accounts (HSAs) for the first time.HSAs are a hot topic in the benefits world these days. Whether you’re...
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The Survival Guide to Open Enrollment [Video]

Open Enrollment. Sometimes it can make you feel a bit bonkers. But don’t worry. I’ve got some tips to help you survive this busy time of year, engage employees, and stay sane through the process. Watch the video or read...
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The Survival Guide to Open Enrollment: The Sequel

Ryan Miller and Paul Ashley’s video blog on surviving Open Enrollment (OE) was such a hit, we decided to give it a sequel. If it works for Hollywood, it can work for FirstPerson and our clients, too. And why not?...
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The Wellness Data That Matters Most

Data, data, data. There’s a lot floating out there. And sometimes it’s hard to separate the good from the bad. When it comes down to it, health and wellness data should allow you to gain valuable insights, make decisions, and...
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Three Secrets to Successful Employee Benefits Communication

Internal communication is essential for your company’s success. But do you know how important? Let the numbers do some talking about the importance of internal communication as a practice.Poor internal communications cost businesses $26,041 per employee per year in lost...
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Three Tips to Get Employees to Read Your Benefit Communications

Now, more than ever, employees live busy lives and their attention is being pulled in many directions. So how can you be sure your benefit communications are getting through? Some employers worry about getting employees to read benefit-focused emails when...
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Top 10 Blogs from 2016

It's hard to believe 2017 is almost here! This year has been quite crazy with many surprising twists and turns.  Proposed changes to FLSA legislation. Insurance companies dropping out of the Individual Marketplace. Trump elected as president. The list could...
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Top 10 Blogs from 2017

At the close of each year, we enjoying taking a moment to reflect on what content resonated most deeply with employers. This year we saw employers placing more emphasis on their people strategy, thinking big picture about how to best...
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Top 5 Ways to Maximize Your Employee Benefits in 2018

For a majority of employers—more than 80%—and their employees, open enrollment has started or is right around the corner. The months of October and November will be filled with meetings and decisions. Here are five tips to help you and...
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Trump and the ACA: Change Remains the Only Constant

From the day it was enacted, the Affordable Care Act – aka, Obamacare – has been more of a question than a statement. The various challenges, tweaks, regulations, and deadline extensions that became a routine aspect of the ACA created...
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Understanding and Navigating FMLA

In my conversations with HR professionals over the years, I can’t recall a single person who has said “I love administering FMLA! I’m 100% confident that we do everything perfectly with all of our leaves!” It’s no surprise that the...
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Unexpected Partners Addressing Employee Health Care: Much Needed Solutions

In the past week, three titans of industry (Amazon, JP Morgan Chase, and Berkshire Hathaway) who normally would not be thought of as partners, defied conventional wisdom and in a joint statement announced they are working together to solve health...
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Unraveling PBMs and Their Role in the Marketplace

Once upon a time, buying a new car meant purchasing it directly from the automaker. Then dealerships emerged to function as intermediaries between manufacturers and consumers. As a result, we’re all accustomed to buying new cars from dealers representing one...
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Workplace Trends for 2017 [Video]

It’s that time of year again when we share the workplace trends we see emerging for employers. While there’s some uncertainty going into 2017—like a new president—the best plan will be to stick with what we know works: Working with...
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Your Money Line: A Groundbreaking Tool for Employee Financial Wellness

The party was going so well, until a single question stopped the frivolity in its tracks: How tall is David Letterman? You don’t know who asked it, or why they asked it, but the question was asked, and the debate...
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